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08/21/2013 03:07 PM EDT
ANCHORAGE, Alaska – As survivors of Alaska's 2013 Spring Floods continue the process of rebuilding their lives and property, there is an issue many could face: "substantial damage," as defined by the National Flood Insurance Program.
It's common to think substantially damaged merely describes a structure that has sustained a large amount of damage by a flood or any other source such as fire, tornado or earthquake.
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